Colorado C-PACE financing

History, adoption and availability

The program guide traces the framework through HB 10-1328, SB 13-212 and later amendments; its current edition is version 6.0, April 2026. County participation requires a board resolution and participation agreement. State enabling legislation, county opt-in and project approval are distinct. The current guide identifies NEID as administrator, while the live FAQ provides the public contact jason@coloradocpace.com. The program's resource portal provides the guide, consent documents and application materials. Program resources

The current statutory framework is C.R.S. 32-20-101 and following. The legislature's HB 23-1005 record documents a later change rather than the original launch. For current legal interpretation, check the controlling text as well as operational guidance. Official amendment record

Eligible buildings and work

The Energy Office identifies commercial, industrial, agricultural, nonprofit and multifamily properties with at least five units. Existing buildings and new construction can qualify for energy efficiency, renewable energy, water conservation and resilience work. Neither this list nor a technology example guarantees project approval. State eligibility overview

The April 2026 guide distinguishes retrofit, new construction, gut rehabilitation and previously installed measures. It allows fixed or variable interest structures and links financing duration to useful life, with a 25-year ceiling. Its detailed construction-financing limits should be applied to the specific transaction rather than reduced to a blanket percentage. Current program guide

Mortgage consent and assessment risk

The program FAQ explains mortgage-holder consent and a property-tax-bill assessment. It describes the assessment as ahead of private liens, equal to other special assessments and behind general property taxes; delinquency can result in tax-lien-sale procedures. A transfer feature does not remove the need for buyer or refinance-lender review. Program FAQ, mortgage holders and default

Process and financing decisions

Use the program's public contact route and current county list to establish eligibility, then prepare the application and technical evidence with the project team. Coordinate mortgage consent, program review, capital-provider underwriting, closing and assessment recording. Ask for the written fee schedule, interest structure, payment dates and prepayment terms before committing. The program's resource portal is the operational starting point. Documents and application resources

The guide's previously installed retrofit allowance is conditional: those costs cannot simply be treated as unlimited standalone reimbursement. A project combining old and newly planned work needs specific review. April 2026 guide

Documented activity and project evidence

The Energy Office reports 120 projects and more than $250 million of private investment as of 2023. Those are dated aggregate figures, not a 2026 total or a named-project completion record. Dated state aggregate

Swiss-O-Matic, 10 West South 3rd Street, Montrose: a program-administrator release dated 31 May 2018 reports that Bank of Colorado funded $283,925 for rooftop solar at the 15,504-square-foot precision-manufacturing facility. Although the headline uses “completes,” the body says installation will occur. Treat this as a historical funded transaction, not proof of completed construction or achieved savings; the exact financing-closing day remains unknown. Program-administrator project release

Local verification: county opt-in, resilience and permits

Confirm the county's participation agreement and parcel eligibility before applying. The April 2026 guide includes stormwater/flash-flood measures, wind/fire and wildfire resistance, structural seismic work and outage/heat resilience, subject to technical review. These are program-listed categories, not a statewide hazard ranking or approval of a particular project. Current program guide

The guide calls for required local/state building permits, and roof-mounted solar analysis must address structural capacity under wind and snow loading. New-construction code-baseline evidence depends on the applicable program pathway and local requirements. Confirm the governing building official, adopted code and proposed design; financing approval is not code approval. No exhaustive county adoption map or parcel-level permit determination is supplied by this packet. Guide, technical requirements and contractor process

Additional verification limits

Items requiring further confirmation: Statute copy published on program site and official HB 23-1005 record read; current guide v6 April 2026; not exhaustive session-law audit. County census, exact historic closing day/completion, stale FAQ/overview term/underwriting conflicts, local permits/code pathway.

Continue your project research

Compare the national C-PACE financing structure; Organize state and local project requirements; Prepare a commercial-building improvement scope. This page provides guidance only; it does not accept an application or submit information to a provider.