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Washington C-PACE financing guidance

Washington C-PACER financing

Washington's C-PACER framework supports eligible commercial-building energy and resilience financing through county programs. State enabling law is not an automatic loan offer at every Washington address. King County is one verified operating administrator: its current page publishes applications, a lender roster and public contact CPACER@kingcounty.gov. The county does not supply the private financing or certify its financial merits. King County program

Local evidence first. Financing availability is not assumed.

Law, local adoption and launch

The framework is RCW 36.165, originating in Chapter 27, Laws of 2020; lien-enforcement provisions were amended in 2022. Counties voluntarily implement the framework. A statewide enabling chapter should not be described as proof that every county has adopted or launched. Current RCW chapter

A King County executive letter dated 26 May 2022 identifies Ordinance 19360 as establishing its program and says applications opened in December 2021. That distinguishes local establishment and intake from state enactment. Official transmittal letter

Properties, improvements and local verification

King County identifies privately owned commercial, industrial, agricultural and multifamily property with at least five dwelling units, including nonprofit ownership, within county boundaries. Eligible work can include efficiency, water conservation, renewable energy, electrification and vehicle charging. Its resilience examples include seismic, flood, stormwater, wildfire/wind resistance and storage. Local eligibility page

These are program-listed measures, not a hazard ranking or site-specific approval. A flood-prone or seismic-exposed property still needs an eligible design, project certification and applicable building/land-use permits. The current code requires qualifications and project review; new-construction certification addresses code-baseline performance or specified resilience improvements. No claim here substitutes for the local building official's review. RCW 36.165.030

Before financing, the code requires written consent from holders of liens, mortgages or security interests. Qualifying multifamily also needs consent from holders of affordable-housing covenants, restrictions or regulatory agreements. Capital providers bill, collect and enforce; the lien is subordinate to specified tax liens and runs with the land. Future installments are not accelerated/eliminated by the specific C-PACER/tax foreclosure events described in §.060. RCW 36.165.060–.070

Process

King County's published sequence covers project certification, capital-provider qualification, application/consents, county review, assessment and assignment documents, funding and implementation, and a completion certificate. Use those documents for a King County project; other county programs need their own verification. Compare the actual rate, fees, prepayment and sale/refinance terms with qualified advisers. Local process and forms

Documented project

The Lodge at St. Edward State Park, Kenmore: King County's 8 March 2022 bulletin confirms a closed C-PACER transaction for energy, water and seismic retrofits. The linked originator announcement, dated 28 February 2022, reports $19 million for the historic former-seminary/hospitality reuse. It describes the lodge as offering 84 rooms, but is not an independent engineering completion or measured-savings record. County confirmation, Petros-originated announcement

Additional verification limits

Items requiring further confirmation: Current RCW 36.165 directly read; 2020 origin and 2022 enforcement amendment. Current local handbook timed out, full county map, fees, affordable-housing restrictions and site permits/code/historic constraints.

Continue your project research

Compare the national C-PACE financing structure; Organize state and local project requirements; Prepare a commercial-building improvement scope. This page provides guidance only; it does not accept an application or submit information to a provider.

References

  1. kingcounty.gov (n.d.) Local process and forms. Available at: https://kingcounty.gov/en/dept/dnrp/buildings-property/green-sustainable-building/building-decarbonization/cpacer (Accessed: 2026-10-28 UTC). Only claims attached to this source in the named draft; not an exhaustive legal or operational certification. readable_source_reviewed
  2. app.leg.wa.gov (n.d.) RCW 36.165.060–.070. Available at: https://app.leg.wa.gov/RCW/default.aspx?cite=36.165&full=true (Accessed: 2026-10-28 UTC). Only claims attached to this source in the named draft; not an exhaustive legal or operational certification. readable_source_reviewed
  3. mkcclegisearch.kingcounty.gov (n.d.) Official transmittal letter. Available at: https://mkcclegisearch.kingcounty.gov/View.ashx?GUID=FA48708D-9DC6-4DE6-8F6E-883BC47DB343&ID=10921524&M=F (Accessed: 2026-10-28 UTC). Only claims attached to this source in the named draft; not an exhaustive legal or operational certification. readable_source_reviewed
  4. content.govdelivery.com (n.d.) County confirmation. Available at: https://content.govdelivery.com/accounts/WAKING/bulletins/30debf4 (Accessed: 2026-10-28 UTC). Only claims attached to this source in the named draft; not an exhaustive legal or operational certification. readable_source_reviewed
  5. www.prnewswire.com (n.d.) Petros-originated announcement. Available at: https://www.prnewswire.com/news-releases/petros-pace-closes-first-ever-c-pace-financing-in-washington-state-for-energy--resiliency-improvements-at-historic-lodge-at-st-edward-state-park-in-kenmore-301491313.html (Accessed: 2026-10-28 UTC). Only claims attached to this source in the named draft; not an exhaustive legal or operational certification. readable_source_reviewed

Written by VERADUCT Editorial. Herve Drompt, VERADUCT Owner — publication authorized; not professional or legal review. Page version 1.0.1. Publication authorization is not professional, legal or scientific peer review.